ESSENTIAL INSIGHTS FOR HOME BUYERS
How much should I budget for a down payment?
Down payment amounts vary depending on your loan type and financial profile. While 20% is traditional, many buyers qualify with as little as 3% down through conventional or FHA loans.
What distinguishes pre-qualification from pre-approval?
How does my credit score impact mortgage rates?
What are typical closing costs and how much should I expect?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?
What is a 2-1 buydown, and how does it work?
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
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Collaborate with Arius Valentino and our expert team to achieve your real estate goals with personalized attention and seamless support every step of the way.
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